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There are some of the best crypto moves that occur when the majority take action. A token starts to gain traction in a steady, not a hyped manner, but due to the fact that progress and involvement are moving in the same direction. And that is what is shaping around a new DeFi Crypto being sold at a price under $0.04. Having registered a 250% growth since its initial phase, investor interest is gathering as more now evaluate the cryptocurrency to purchase against the market at large which is still picky.
Presale Progress and What MUTM is Building
Mutuum Finance (MUTM) presale was launched at the beginning of 2025 starting with a price of $0.01 and advanced through a planned phase model, reaching a point of $0.035 within its existing price range. That shift is 250% of growth, which was not caused by volatility but intended stage development.
Involvement has increased with the growth. The project has received greater attention in terms of raised funds bringing together over 18,400 holders and exceeding $19.30M in raised funds. Out of a total supply of 4B tokens, 45.5 or 1.82B tokens are distributed to early distribution with 820M tokens already sold. Phase 6 is currently more than 99% allocated and this implies that there is very limited remaining at the present level.
Mutuum Finance is building a decentralized lending and borrowing platform based on practical usage at a protocol level. Assets are provided by the users to gain yield on the borrowing demand. Liquidity is availed to borrowers whereby collateral is posted at stipulated rules that regulate rates and levels of risk. Creation of value is associated with action as opposed to attention, and that explains why MUTM can rightfully be described as a DeFi crypto designed to engage in action on a longer-term basis.
V1 and Growth Features
The second significant milestone is execution. The official X announcement says that in Q4 2025, V1 will launch on Sepolia Testnet. With the initial assets being ETH and USDT, this release introduces the Liquidity Pool,mtToken framework, Debt Token and Liquidator Bot.
One attribute of the protocol is mtTokens. Users provide assets, the increase in redeemable value of the mtTokens happens when borrowers pay off interests. This promotes possession of behavior that is associated with actual usage. It also has a buy and distribute mechanism.
On the open market, MUTM is bought and redistributed to those who are willing to place a stake on the safety module in the form of mtTokens. This is a system level demand as the level of borrowing activity increases.
Some prognosticators in a temperate tone of voice think that in the case V1 execution and first-mover adoption are in constant motion, MUTM could be selling in the $0.20 to $0.25 range. That would be in the range of 6x-7x up from the current price of $0.035, and run by a usage and not a hype-cycle.
Long-term Scenarios
Other than the launch, Mutuum Finance intends to roll out a protocol-native stablecoin that is pegged on the interest earned in the system. Stablecoins based on in-house activity tend to enhance the liquidity and maintain value within the ecosystem.
The roadmap also includes layer-2 expansion. The participation can be expanded as a result of lower transaction expenditure and rates of execution particularly when it comes to lending protocols that have recurring interactions. The ChainLink-supported fallback and aggregated feeds based on Oracle infrastructure form the basis of precise pricing of collateral valuation and liquidations.
Security preparation is a plus of the project approaching V1. Mutuum Finance passed a CertiK audit with a 90/100 token scan mark. Simultaneously, Halborn Security is going through the finalized smart contracts and a bug bounty exists of $50,000 USD to find vulnerabilities in advance.
The advertising to the community is still obvious with the 24-hour leaderboard rewarding the daily best player with $500 in MUTM. These characteristics have been beneficial in keeping it going on Phase 6 in its concluding phase.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
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